The business side of 1099, explained for clinicians.
The 1099 CRNA Guide exists for one reason: going independent changes everything except the clinical work. This site helps CRNAs make that transition — and answers the 1099 questions that come up long after you’ve started.
Everything around the anesthesia, handled.
The moment you go 1099, you pick up a second job nobody trained you for: comparing offers without apples-to-apples numbers, setting aside taxes, buying your own health insurance, planning for retirement without a match, signing contracts, and keeping books across multiple facilities. This site turns that second job into a system — with plain-language guides, a rate calculator, and spreadsheets built from real bookkeeping.
Guides that respect your time
Taxes, insurance, contracts, retirement, moonlighting — written from decisions being made in real practice, not theory from the sidelines.
Tools that answer real questions
The W2 vs. 1099 rate calculator shows what an offer is actually worth once taxes, benefits, and time off are priced in. Free, no email required.
Spreadsheets that run real books
The 1099 Ledger and the Cashflow Planner were built to manage actual 1099 finances first — tracking income, expenses, tax set-asides, and irregular pay — then offered here.
A community, not a lecture
Comments are open on every article and your voice is welcome here. The best 1099 lessons come from people living it — share what’s worked, ask what’s confusing.
CRNAs first — but not only.
This site is written for CRNAs: those considering 1099 work, those just starting out, and those already independent but scattered. That said — MDs, NPs, and other healthcare professionals in similar settings who are looking at 1099 work will find most of this translates directly. The taxes work the same way, the insurance math is the same math, and the bookkeeping doesn’t care about your credential. Extrapolate freely.
Find your way around.
Every page on the site, in one place.
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The 1099 CRNA Guide provides educational information and organizational tools. It does not provide individualized tax, legal, accounting, investment, or financial advice. Laws and personal circumstances vary — consult qualified professionals before acting on decisions that affect your business or finances.